Home warranties provide protection for homeowners when important household appliances and systems break and are no longer under the manufacturer’s warranty. Our partners at Consumer Affairs researched the best home warranty in Cleveland to save you from unexpected costs of repair or replacement.
A home warranty may be valuable to homebuyers to prevent sudden out-of-pocket expenses. Sellers may use warranty coverage as an incentive to potential buyers. And those with dated appliances or lacking funds for emergency repairs also benefit. Cleveland has a large number of older homes with a higher likelihood of system failures. Our long winters with snow, ice and freezing temperatures only add to that risk.
Most home warranties cover large appliances and systems, such as heating, electrical and plumbing. Others may include water tanks, kitchen appliances and roofs. Most policies are customizable to the buyer’s specific needs, such as swimming pools, well-pumping systems and laundry machines.
In the first two years after purchase, about 66 percent of homeowners need repairs or replacement of two systems or appliances. New homeowners can exhaust significant financial resources on down payments, moving costs and new furnishings, and not have money left over to repair expensive household systems.
Home warranties are no substitute for homeowners insurance. Home warranties cover systems and appliances that eventually need service or replacement. Homeowner’s insurance covers damage from fire, accidents or weather-related events, not for damage from wear and tear.
Home warranty costs per year
$425 - $1,257
$882 - $1,308
$216 - $1,468
$300 - $900
$685 - $1,721
Warranty costs depend on the scope of items covered and the size and type of home. A service fee normally applies when filing a claim. Policies should clearly state the amount that policyholders are to pay, similar to a co-pay or deductible. Always read the policy agreement terms, including which items are covered and any deductible or payments required for service calls.
Home warranty companies in Cleveland usually determine who handles repair work by using contractors in their network. Some homeowners dislike being unable to choose while others prefer the convenience of having the provider facilitate repairs.
With a gold and platinum plan, Total Home Protection is as affordable as $1 per day. Claims can be filed over the phone or online. Repair or replacement of covered appliances and systems does not depend on their age, make or model. Contractors are pre-approved and are sometimes dispatched to your home the day after the claim is submitted.
A well-established network of Cleveland technicians at Choice Home Warranty provides fast and quality service for homeowners. Online reviews say that the company tends to correct problems quickly. The majority of negative reviews are from confusion about what items are covered (or not) under the warranty agreement.
American Home Shield has issued home warranties to over 1.7 million people over the last 45 years. Cleveland customers say that they are a good provider for those who are busy and appreciate the ease and convenience of having AHS identify the problem and solve it in a timely manner.
Select Home Warranty has three unique warranty packages available for homeowners with different needs. Their claim service works 24/7; however, the company gets mixed reviews with some people feeling that their claims were unfairly denied for various reasons.
Reviewers spoke highly of AFC Home Club for covering more items at less cost than other home warranty providers in Ohio. AFC’s platinum package covers the ice maker, built-in microwave and plumbing stoppages. The “club” aspect includes gift cards to dine out and a retail savings program for cash back at thousands of retailers.
Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.
Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.