Find the Best Extended Auto Warranties in Cleveland, OH

What to know about an auto warranty in Cleveland

Manufacturer warranties come with new vehicles and may still be in effect when buying a used one if purchased within the defined time period or mileage. However, often the factory warranty has expired by the time you need significant repairs.

An extended auto warranty can save you from large repair bills. These service contracts are purchased from dealerships or third-party providers. The Ohio Attorney General's Office explains the terminology.

Some warranties take effect on the purchase date while others have a waiting period. For example, standard contracts begin 15 or 30 days after purchase, depending on the plan. Policies have ending dates based on the vehicle's age or mileage, such as five years/125,000 miles, usually whichever comes first.

Service contracts specify the parts and systems that are covered and excluded. Typically included are the engine, transmission and air conditioning. Meanwhile, the Premier Plan from Endurance specifically excludes the thermostat, battery and cables, audio systems, emission control equipment and door handles.

Auto warranty companies in Cleveland may have a network of repair facilities that car owners must use for covered repairs. Ask if there are any geographical restrictions for repairs needed when out of town.

When making a claim, there is usually a deductible the customer must pay. Most range between $0 and $100. After the deductible is met, the balance due for a covered repair is paid by the warranty provider.

Most contracts require that vehicle owners follow the manufacturer's maintenance schedule, such as for oil and filter changes. Some warranty providers, including Endurance and Protect My Car, offer rental car reimbursement while repairs are being completed.

Finally, the Federal Trade Commission reminds consumers to review warranties closely.

The need for an auto warranty in Cleveland

Cleveland is known for its long, harsh winters that crack roads from the freezing and thawing of water. Salt further breaks these surfaces and the city's massive snow removal trucks dislodge loose pavement and expand potholes.

Potholes can flatten tires, bend wheels and wreck suspension systems. Cold temperatures put stress on electrical components and heating systems. And road salt corrodes the car's underside, including braking and suspension systems. To protect your vehicle, consider one of these best auto warranty companies in Cleveland.