Best Extended Auto Warranty Companies in Cleveland, OH
An extended auto warranty is a service protection plan. When purchased for a new car, it protects against repairs not covered by the factory (manufacturer) warranty. For used cars, it extends coverage after the factory warranty expires. Our partners at Consumer Affairs researched the best extended auto warranty in Cleveland to protect your vehicle and your wallet.
Manufacturer warranties come with new vehicles and may still be in effect when buying a used one if purchased within the defined time period or mileage. However, often the factory warranty has expired by the time you need significant repairs.
An extended auto warranty can save you from large repair bills. These service contracts are purchased from dealerships or third-party providers. The Ohio Attorney General's Office explains the terminology.
Some warranties take effect on the purchase date while others have a waiting period. For example, standard contracts begin 15 or 30 days after purchase, depending on the plan. Policies have ending dates based on the vehicle's age or mileage, such as five years/125,000 miles, usually whichever comes first.
Service contracts specify the parts and systems that are covered and excluded. Typically included are the engine, transmission and air conditioning. Meanwhile, the Premier Plan from Endurance specifically excludes the thermostat, battery and cables, audio systems, emission control equipment and door handles.
Auto warranty companies in Cleveland may have a network of repair facilities that car owners must use for covered repairs. Ask if there are any geographical restrictions for repairs needed when out of town.
When making a claim, there is usually a deductible the customer must pay. Most range between $0 and $100. After the deductible is met, the balance due for a covered repair is paid by the warranty provider.
Most contracts require that vehicle owners follow the manufacturer's maintenance schedule, such as for oil and filter changes. Some warranty providers, including Endurance and Protect My Car, offer rental car reimbursement while repairs are being completed.
Cleveland is known for its long, harsh winters that crack roads from the freezing and thawing of water. Salt further breaks these surfaces and the city's massive snow removal trucks dislodge loose pavement and expand potholes.
Potholes can flatten tires, bend wheels and wreck suspension systems. Cold temperatures put stress on electrical components and heating systems. And road salt corrodes the car's underside, including braking and suspension systems. To protect your vehicle, consider one of these best auto warranty companies in Cleveland.
Headquartered north of Chicago, Endurance has an ‘A’ rating with the Better Business Bureau. They offer four levels of coverage called Select, Secure, Superior and Supreme. Many customer reviews in Cleveland find the plans to be affordable and one appreciated their way of communicating with the hearing impaired.
CARCHEX has a Direct Instant Quoting System, an interactive means of visually explaining their programs while speaking on the phone with a member of their sales or support teams. Online customer reviews say they have good customer service and that reps are knowledgeable about the plans offered.
Protect My Car promotes their 24/7 roadside assistance feature that can open locked vehicles, change a tire, deliver fuel and give jump starts. Online reviews are generally positive and center on the excellent customer service and option of using the live chat feature to interact.
Since launching in 2005, Car Shield has covered more than 500,000 vehicles. Customers can choose their own shop for claim repairs. Customer reviews in Cleveland include those who have used Car Shield for over five years and enjoy the low deductibles.
This vehicle service contract broker has been in business since 2003. AA Auto Protection contracts are insured exclusively by the top A.M. Best insurance companies. Online reviews from customers say that the plans have affordable monthly payments and reasonable deductibles for repair claims.
Service contracts from Delta Auto Protect are fully transferable to future owners of the covered vehicle anywhere across the U.S. They exclusively use ASE-certified technicians and have 24/7 customer service. Some mixed reviews say that their claims were not paid in a timely manner.
American Auto Shield has operated nationwide since 2002. Contracts are backed by A.M. Best Company ‘A’ rated insurance companies. Online customer reviews are mixed, with several saying they felt the claims process was excellent while others had coverage expectations that were not satisfied.
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